Booking travel in 2021? Here’s how to protect your investment

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Like the airlines, tour companies have altered their cancellation terms to entice bookings. Active tour company Backroads is offering deposit refunds on new 2021 reservations, if canceled by April 1 (or whenever final payment is due, if earlier). PADI Travel, which specializes in scuba diving vacations, worked with dive operators to come up with a group of dive travel packages that require only a 5% deposit, with full payment 17 days before the trip and full refunds on cancellations up to eight days before the trip. Normally the fee schedule collects 30% upon booking, 30% 90 days before the trip, and full payment 30 days before travel, many with nonrefundable deposits.