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Sifting through countless of stocks in the Financial Services industry can be tedious, and sometimes two stocks are just too similar to judge which is the better investment. If you’re on the fence about investing in PennyMac Financial Services, Inc., AvidXchange Holdings or Inc. because you’re not sure how they measure up, it’s important to compare them on a few factors before making your decision.
Read on to learn how PennyMac Financial Services, Inc., AvidXchange Holdings and Inc. compare based on key financial metrics to determine which better meets your investment needs.
About PennyMac Financial Services, Inc., AvidXchange Holdings and Inc.
PennyMac Financial Services, Inc., through its subsidiaries, engages in the mortgage banking and investment management activities in the United States. The company operates through two segments, Production and Servicing. The Production segment is involved in the origination, acquisition, and sale of loans. This segment sources residential conventional and government-insured or guaranteed mortgage loans through correspondent production, consumer direct lending, and broker direct lending. The Servicing segment performs loan servicing for newly originated loans that are under holding for sale and loans services for others. The segment performs loan administration, collection, and default management activities, including the collection and remittance of loan payments; responds to customer inquiries; provides accounting for principal and interest; holds custodial funds for the payment of property taxes and insurance premiums; offers counseling for delinquent borrowers; and supervising foreclosures and property dispositions, as well as administers loss mitigation activities comprising modification and forbearance programs. The company was founded in 2008 and is headquartered in Westlake Village, California.
AvidXchange Holdings, Inc. provides accounts payable (AP) automation software and payment solutions for middle market businesses and their suppliers in the United States. The company offers AP automation software, a SaaS-based solution that automates and digitizes capture, review, approval, and payment of invoices for buyers; the AvidPay network that connects two-sided payments with buyers and suppliers; and the AvidXchange Supplier Hub, which provides supplier insights to cash flow, tools for in-network invoices and payments, and early payment feature. Its platform offers electronic invoice capture, workflow routing, and automated payments solutions. It serves real estate, community association management, construction, financial services, healthcare facilities, social services, education, hospitality, and media sectors through direct salesforces; strategic channel partnerships; and software and technology business partners. AvidXchange Holdings, Inc. was incorporated in 2000 and is headquartered in Charlotte, North Carolina.
Latest Financial Services and PennyMac Financial Services, Inc., AvidXchange Holdings, Inc. Stock News
As of May 7, 2025, PennyMac Financial Services, Inc. had a $5.0 billion market capitalization, compared to the Financial Services median of $2.0 million. PennyMac Financial Services, Inc.’s stock is down 3.2% in 2025, up 2% in the previous five trading days and up 7.53% in the past year.
Currently, PennyMac Financial Services, Inc.’s price-earnings ratio is 15.0. PennyMac Financial Services, Inc.’s trailing 12-month revenue is $3.4 billion with a 10.3% net profit margin. Year-over-year quarterly sales growth most recently was 158.3%. Analysts expect adjusted earnings to reach $13.017 per share for the current fiscal year. PennyMac Financial Services, Inc. currently has a 1.2% dividend yield.
As of May 7, 2025, AvidXchange Holdings, Inc. had a $2.0 billion market cap, putting it in the 59th percentile of all stocks. AvidXchange Holdings, Inc.’s stock is down 5.9% in 2025, up 16.2% in the previous five trading days and down 19.64% in the past year.
Currently, AvidXchange Holdings, Inc. does not have a price-earnings ratio. AvidXchange Holdings, Inc.’s trailing 12-month revenue is $441.3 million with a 0.4% net profit margin. Year-over-year quarterly sales growth most recently was 2.2%. Analysts expect adjusted earnings to reach $0.260 per share for the current fiscal year. AvidXchange Holdings, Inc. does not currently pay a dividend.
How We Compare PennyMac Financial Services, Inc., AvidXchange Holdings and Inc. Stock Grades
Stock evaluation requires access to huge amounts of data and the knowledge and time to sift through it all, make sense of financial ratios, read income statements and analyze recent stock movements. AAII created A+ Investor, a robust data suite that condenses data research in an actionable and customizable way suitable for investors of all knowledge levels, to help investors streamline and work through such data.
AAII’s proprietary stock grades come with A+ Investor. These offer intuitive A‐F grades for each of five key investing factors: value, growth, momentum, earnings estimate revisions and quality. Here, we’ll take a closer look at PennyMac Financial Services, Inc., AvidXchange Holdings and Inc.’s stock grades to see how they measure up against one another.
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