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Sifting through countless of stocks in the Banks industry can be tedious, and sometimes two stocks are just too similar to judge which is the better investment. If you’re on the fence about investing in SouthState Corporation, Flagstar Financial or Inc. because you’re not sure how they measure up, it’s important to compare them on a few factors before making your decision.
Read on to learn how SouthState Corporation, Flagstar Financial and Inc. compare based on key financial metrics to determine which better meets your investment needs.
About SouthState Corporation, Flagstar Financial and Inc.
SouthState Corporation operates as the bank holding company for SouthState Bank, National Association that provides a range of banking services and products to individuals and companies in the United States. The company offers checking accounts, savings accounts, money market accounts, and time deposit accounts; interest-bearing deposits, certificates of deposits, and other time deposits; and interest-bearing transaction accounts. It also provides bond accounting services for correspondents, asset/liability consulting related activities, international wires, and other clearing and corporate checking account services. In addition, the company offers commercial real estate, residential real estate, and commercial and industrial loans, as well as consumer loans, including auto, boat, and personal installment, as well as business, agriculture, real estate-secured (mortgage), home improvement, and manufactured housing loans. Further, it provides debit and credit card, mobile services, funds transfer products and services, and treasury management services comprising merchant, automated clearing house, lock-box, remote deposit capture, and other treasury services, as well as asset and wealth management, and other fiduciary and private banking services. Additionally, the company offers safe deposit boxes, bank money orders, wire transfer and ACH services, brokerage services, and alternative investment products, such as annuities and mutual funds, trust and asset management services; letters of credit and home equity lines of credit; and online, mobile, and telephone banking platforms. The company was formerly known as First Financial Holdings, Inc. and changed its name to SouthState Corporation in July 2013. SouthState Corporation was founded in 1933 and is headquartered in Winter Haven, Florida.
Flagstar Financial, Inc. operates as the bank holding company for Flagstar Bank, N.A. that provides banking products and services in the United States. The company’s deposit products include interest-bearing checking and money market, savings, and non-interest-bearing accounts, as well as certificates of deposit. Its loan products comprise multi-family loans; commercial real estate loans; acquisition, development, and construction loans; commercial and industrial loans; one-to-four family loans; specialty finance loans and leases; warehouse loans; and other loans, such as home equity lines of credit, as well as other consumer loans, including overdraft loans. The company offers non-deposit investment and insurance products; and online and mobile banking services. It primarily serves individuals, small and mid-size businesses, and professional associations. The company was formerly known as New York Community Bancorp, Inc. and changed its name to Flagstar Financial, Inc. in October 2024. Flagstar Financial, Inc. was founded in 1859 and is headquartered in Hicksville, New York.
Latest Banks and SouthState Corporation, Flagstar Financial, Inc. Stock News
As of April 28, 2025, SouthState Corporation had a $8.9 billion market capitalization, compared to the Banks median of $370.4 million. SouthState Corporation’s stock is down 11.7% in 2025, up 1% in the previous five trading days and up 9.17% in the past year.
Currently, SouthState Corporation’s price-earnings ratio is 14.3. SouthState Corporation’s trailing 12-month revenue is $1.8 billion with a 27.8% net profit margin. Year-over-year quarterly sales growth most recently was 31.6%. Analysts expect adjusted earnings to reach $7.870 per share for the current fiscal year. SouthState Corporation currently has a 2.5% dividend yield.
As of April 28, 2025, Flagstar Financial, Inc. had a $4.9 billion market cap, putting it in the 72nd percentile of all stocks. Flagstar Financial, Inc.’s stock is up 28.7% in 2025, up 9.4% in the previous five trading days and up 28.98% in the past year.
Currently, Flagstar Financial, Inc. does not have a price-earnings ratio. Flagstar Financial, Inc.’s trailing 12-month revenue is $1.6 billion with a -57.4% net profit margin. Year-over-year quarterly sales growth most recently was -6.4%. Analysts expect adjusted earnings to reach $-0.310 per share for the current fiscal year. Flagstar Financial, Inc. currently has a 0.3% dividend yield.
How We Compare SouthState Corporation, Flagstar Financial and Inc. Stock Grades
Stock evaluation requires access to huge amounts of data and the knowledge and time to sift through it all, make sense of financial ratios, read income statements and analyze recent stock movements. AAII created A+ Investor, a robust data suite that condenses data research in an actionable and customizable way suitable for investors of all knowledge levels, to help investors streamline and work through such data.
AAII’s proprietary stock grades come with A+ Investor. These offer intuitive A‐F grades for each of five key investing factors: value, growth, momentum, earnings estimate revisions and quality. Here, we’ll take a closer look at SouthState Corporation, Flagstar Financial and Inc.’s stock grades to see how they measure up against one another.
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