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Sifting through countless of stocks in the Banks industry can be tedious, and sometimes two stocks are just too similar to judge which is the better investment. If you’re on the fence about investing in TowneBank or First Busey Corporation because you’re not sure how they measure up, it’s important to compare them on a few factors before making your decision.
Read on to learn how TowneBank and First Busey Corporation compare based on key financial metrics to determine which better meets your investment needs.
About TowneBank and First Busey Corporation
TowneBank provides retail and commercial banking services for individuals, commercial enterprises, and professionals in Virginia and North Carolina. The company operates through three segments: Banking, Realty, and Insurance. It accepts various deposits, including demand deposits, savings accounts, money rate savings, certificates of deposits, and individual retirement accounts. The company also offers secured and unsecured personal loans for financing automobiles, home improvements, education, and personal investments; commercial loans for working capital, business expansion, and equipment and machinery purchases; and mortgage loans, as well as real estate acquisition, development, and construction loans. In addition, it provides other services, such as safe deposit boxes, treasury management services, direct deposit of payroll and social security checks, and automatic drafts for various accounts, as well as online, mobile, and on-call banking services. Further, the company offers documentation services to accomplish tax deferral to investors; investment and asset management services; commercial mortgage brokerage services; and other financial services, such as financial, retirement, and estate planning services, as well as assistance on various investment options comprising alternative investments, annuities, margin accounts, convertible bonds, and pension and profit-sharing plans. Additionally, it provides residential property management services, real estate brokerage services, vacation rentals, and title and settlement services; and originates residential mortgage loans. The company also offers life, property, casualty, and vehicle insurance services; and employee benefit programs, such as health, dental, vision, and disability insurance. TowneBank was incorporated in 1998 and is based in Portsmouth, Virginia.
First Busey Corporation operates as the bank holding company for Busey Bank that engages in the provision of retail and commercial banking products and services to individual, corporate, institutional, and governmental customers in the United States. It operates through three segments: Banking, Wealth Management, and FirsTech. The company offers demand and savings deposits, money transfers, safe deposit services, individual retirement accounts and other fiduciary services, automated teller machines, and technology-based networks, as well as various loan products, including residential real estate, home equity lines of credit, and consumer loans to individual customers; and commercial, commercial real estate, real estate construction, and agricultural loans, as well as cash management services to corporate customers. It also provides asset management, investment, brokerage, fiduciary, philanthropic advisory, tax preparation, and farm management services; trust and estate advisory services and financial planning; succession planning and employee retirement plan; and investment strategy consulting services to individuals, businesses, and foundations. In addition, the company payment technology solution offers text-based mobile bill pay; interactive voice response; electronic payment concentration delivered to automated clearing house networks, money management, and credit card networks; walk-in payment processing for customers at retail pay agents; customer service payments made over a telephone; direct debit services; merchant services referral solutions; lockbox remittance processing for customers to make payments by mail; and tools for billing, reconciliation, bill reminders, and treasury services. The company was founded in 1868 and is headquartered in Champaign, Illinois.
Latest Banks and TowneBank, First Busey Corporation Stock News
As of May 12, 2025, TowneBank had a $2.5 billion market capitalization, compared to the Banks median of $397.4 million. TowneBank’s stock is up 2.4% in 2025, up 4.5% in the previous five trading days and up 27.22% in the past year.
Currently, TowneBank’s price-earnings ratio is 14.7. TowneBank’s trailing 12-month revenue is $715.9 million with a 24.8% net profit margin. Year-over-year quarterly sales growth most recently was 12.9%. Analysts expect adjusted earnings to reach $2.710 per share for the current fiscal year. TowneBank currently has a 2.9% dividend yield.
As of May 12, 2025, First Busey Corporation had a $2.0 billion market cap, putting it in the 59th percentile of all stocks. First Busey Corporation’s stock is down 4.5% in 2025, up 4.5% in the previous five trading days and down 4.51% in the past year.
Currently, First Busey Corporation’s price-earnings ratio is 23.5. First Busey Corporation’s trailing 12-month revenue is $430.5 million with a 13.4% net profit margin. Year-over-year quarterly sales growth most recently was -21.9%. Analysts expect adjusted earnings to reach $2.567 per share for the current fiscal year. First Busey Corporation currently has a 4.5% dividend yield.
How We Compare TowneBank and First Busey Corporation Stock Grades
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AAII’s proprietary stock grades come with A+ Investor. These offer intuitive A‐F grades for each of five key investing factors: value, growth, momentum, earnings estimate revisions and quality. Here, we’ll take a closer look at TowneBank and First Busey Corporation’s stock grades to see how they measure up against one another.
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